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Enter to win a trip to see the Huskies play in the Rose Bowl!

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  Hey, football fans! PEMCO is sending a pair of LUCKY DAWGS to Pasadena to cheer on the Huskies as they face Ohio State in the Rose Bowl on New Year's Day! PEMCO Rose Bowl contest  https://pemco.com/rosebowl
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Look up your car to see if there are any recalls

Look up your car to see if there are any recalls
 Stay Safe and see if you have any recalls for your vehicle. Recalls Look-up by VIN (Vehicle Identification Number) https://vinrcl.safercar.gov/vin/
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Keep Your Online Holiday Shopping Safe - Consumer Reports

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Stay Safe this holiday, great advice from Consumer Reports.  Keep Your Online Holiday Shopping Safe - Consumer Reports As online shopping picks up, so does cybercrime. Consumer Reports offers easy steps you can take to protect your bank account and credit card accounts.   https://www.consumerreports.org/online-shopping/keep-your-online-holiday-shopping-safe/
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Happy Thanksgiving!

Happy Thanksgiving!

From everyone at CTIA. 
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Veterans Day - Honoring All Who Served!

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 Veterans Day - Honoring All Who Served!
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Fire at CTIA

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Sunday night, October 28th, the building that our office has been in for 13 years suffered major fire and smoke damage. Thanks to our three primary carriers, we were up and running within 24 hours! PEMCO, thank you for loaning us office space and unconditional support (taking us in at your headquarters and loaning us desks and office equipment). Safeco, thank you for extending the Emergency Gold Customer Service to our clients. Progressive, thank you for the computer use and all the supplies. Also, a special thank you to Claudia McClain of McCl...
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Great Article about Daylight Saving Time Fast Facts

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 Here's a great piece on Daylight Saving Time. Daylight Saving Time Fast Facts - CNN Enter some desThe clocks fall back an hour this Sunday, meaning everyone gets a much-needed extra 60 minutes of sleep when 2 a.m. becomes 1 a.m. ​ https://www.cnn.com/2013/08/22/world/daylight-saving-time-fast-facts/
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Nearly half of Seattle property crime involves vehicles; see the risk level near you

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 Here's a great article on crime in Seattle related to risks to your vehicle. Nearly half of Seattle property crime involves vehicles; see the risk level near you | The Seattle Times Enter some description here... https://www.seattletimes.com/seattle-news/data/nearly-half-of-seattle-property-crime-involves-a-motor-vehicle/
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What Parents Can Do to Protect Their Teen Drivers

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 Great article on what Parents can to to help their teen drivers. What Parents Can Do to Protect Their Teen Drivers - Consumer Reports In this report on protecting teen drivers, Consumer Reports offers these practical tips for guiding teen drivers through dangerous years. https://www.consumerreports.org/teen-driving/what-parents-can-do-to-protect-teen-drivers/
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7 Little-Known Benefits of Renters Insurance

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 Here's a great article about Renters insurance. 7 Little-Known Benefits of Renters Insurance - NerdWallet Renters insurance covers more than the stuff in your apartment. Learn about the other benefits a policy provides. https://www.nerdwallet.com/blog/insurance/renters-insurance-benefits/
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How to Secure Your Dorm Room

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Great article on tips for securing your dorm room. How to Secure Your Dorm Room | SafeWise Find everything you need to keep your dorm room safe and secure. See SafeWise recommendations for a safe, security camera, laptop lock, and more, including smart safety devices. https://www.safewise.com/blog/dorm-room-security/
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Yellow Speed Signs

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CTIA wants you to know what Yellow Speed Signs mean.  Yellow-Speed-Signs What do these signs really mean? https://www.pemco.com/northwest/perspective/2018-september/yellow-speed-signs
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Baseball is back!

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Here's a link to the 2018 regular season schedule for both the Mariners and Major League Baseball. Which game are you looking forward to?

Mariners

MLB

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Extra! Extra! Read All About It!

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Christopher Togawa Insurance Agency marks 30 years. Read all about it here in the Queen Anne & Magnolia News!

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Happy Valentine's Day

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Wishing you a Happy Valentine's Day!

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Is making that glass claim really worth it?

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Driving Northbound on I-5, I was behind a semi-truck and had a weird feeling that something might happen. From the truck’s tires I could see dirt chips creating a momentary mini cloud of dust on the freeway. Then, I heard a loud WHACK.

At first, I thought, “Wow, I’m lucky, no crack!” But the next morning, the truth was spread across my windshield.

Unless you have one of those $1000+ windshields, making a claim for windshield repair or replace-ment probably isn’t worthwhile. Sure, companies will reimburse you, but even being reimbursed may not be worth the impact to your insurance rating profile and future rates.

Here’s the scoop...

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Missing something?

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If you'd still like to receive our 2018 calendar, email us at This email address is being protected from spambots. You need JavaScript enabled to view it. or call (206) 838-9450.

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A reflection on 30 years in the making

A reflection on 30 years in the making

The furthest thing from my mind 30 years ago was that there would be the opportunity today to reflect on the last 30 years. When I started my agency, at age 24, my first goal was to make it one year. And then to make it to the next year and to learn the fine details of the industry along the way. I believed that if I made it through three years, with a number of positive indicators, that a long term sustainable agency could be built.

Industry-wide, so much emphasis was on numbers back then, crunching the numbers, but for me it really turned out to be counting the relationships that were being built one household at a time. The way I see it, relationships are everything because if you don’t retain your clients you can’t grow your business. As a team, our goal has always been to be approachable and nurture transparency, even more than one might expect. When life throws a curve ball, such as a fender bender or speeding ticket, we always appreciate being the first phone call because it’s our job to provide guidance, confidence and support in the next steps to be taken.

Our ideal client expects support and guidance as life changes, and we love being their advocate during that time. Other agencies put emphasis on an aggressive growing model that’s driven by lofty numbers versus relationship building. Where I believe we differ is we’d rather have fewer clients with strong relationships than far more clients that are simply just a number.

These first 30 years have been priceless, an ever-changing adventure, and we continue to embrace our fast moving landscape every day. I hope that being clients of CTIA has been beneficial to you because you are infinitely valuable to us and what we stand for. A big Thank You to each of you for making 30 years possible! It is because of all of you, your loyalty, referrals and your continued confidence in CTIA guiding you through this ever changing maze of your insurance protection needs. I thank you from the bottom of my heart and hope that you allow me and my team to continue to serve you for many, many years to come.

Wishing you all the best and a blessed 2018! – Christopher Togawa

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September is National Preparedness Month

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Experts suggest these steps as a good place to begin:

  • Create a family communication emergency plan
  • Have a survival kit for three days in your car, home and office
  • Know where your gas, electric and water shut-offs are and how to use them
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Equifax Breach and Identity Protection

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Here’s a link you might find helpful in understanding the recent Equifax breach and some action items for you to consider.

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