Your Insurance Super Team

Batman has Bruce Wayne. Superman has Clark Kent.
But the Super Team at CTIA has the best secret identity of all:
mild-mannered insurance professionals!

What our clients say

“My husband Kevin and I have been insured through PEMCO with Christopher Togawa as our agent for the last 20 years. We have always appreciated the prompt professional service from Christopher and his staff - quick response to our inquiries and Christopher has always made sure we had the correct insurance coverage as our lives (and circumstances) have changed over the years. In any business relationship, trust is paramount and Christopher has become a trusted insurance advisor who has taken the time to get to know us. This year we put that trust to the test as had our first ever claim when our property was burglarized. Kevin and I were overwhelmed with the outstanding customer service received from Christopher, his staff, and our PEMCO Claims Adjuster. You never really know how good your insurance is until you have a claim, and Kevin and I felt like everyone at Pemco had our back as we sorted through the claims process - start to finish. We simply couldn’t have made it through the violation of being burglarized and claims process without the help of Christopher Togawa and his team.”
Elen A. Sale
200 RYT Yoga Alliance, ACE-Certified Group Fitness Instructor, Ele Sale Wellness LLC

What our clients say


As your insurance Super Team, we are proud of our four core values

C is for Community

When we think about community, we think about connection. We believe in generating partnerships, supporting networks, and creating bridges. We believe in building long-term relationships and cultivating meaningful conversations. This is why we’re able to craft protection plans that fit our clients’ evolving lives and goals, and why they know they can turn to us for great community connections — no matter the need.

T is for Teamwork

You are not a policy number. When you work with CTIA, you’re not working with a single, impersonal agent assigned to “service” your protection plan. With us, you’re working with an entire Super Team. Each and every one of us is here to help, so that you get quick, personal, and effective assistance when you need it.

I is for Independence

CTIA values choice. That’s why we believe in being an independent insurance agency. Because we’re not limited to one insurance company, we’re able to serve you better by providing the right balance between coverage and cost. Being independent means we custom craft the right protection plan for you — based on your individual needs and risk tolerance. And, because life’s complex, we’re always here to adjust your plan with regular reviews.

A is for Advocacy

You need to know you’re taken care of. But more often than not, people wind up with one-size-fits-all coverage from a call center or an outdated protection plan. At CTIA, we want to make sure that you have effective coverage for your life and goals, and we care about ensuring that you understand the protection you have. We believe in working with you to create a protection plan that makes sense for the life you live.